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This is a short list of financial institutions offering "rewards checking" accounts.

institution Reward APY balance limit for
Reward APY 		restrictions comments
Southern Bank 4.01% $15,000 Arkansas, Missouri residents only 1/2012: rate reduced from 5.01%
on or before 4/2011: limit reduced from $25,000
Golden Plains Credit Union 3.01% $25,000 central & western Kansas residents only membership available by joining Lee Richardson Zoo
up to 2 accounts per household
7/2011: rate reduced from 4.44%
9/2010: rate reduced from 6.01%
Mutual 1st Federal Credit Union 3.40% $15,000 Omaha, NE metro area, or related to existing member
 6/15/2011: rate reduced from 4.15%
ViewPoint Bank 2.00% $25,000 8/2010: Texas residents only bank imposes "foreign ATM" fees and does not rebate ATM surcharges
12/2011: rate reduced from 3.00%
9/2011: rate reduced from 4.00%
11/2010: limit reduced from $50,000
Coulee Bank 2.55% $25,000 Iowa, Minnesota, Wisconsin residents only 6/2011: rate reduced from 3.03%
4/2011: no longer available nationwide
Westfield Bank 2.01% $25,000 Ohio residents only 10/2011: rate reduced from 3.01%
2/2011: rate reduced from 3.50%
Cattaraugus County Bank 2.75% $10,000 New York market area 1/2012: limit reduced from $15,000
1/2011: rate reduced from 3.25%
1/2011: limit reduced from $25,000
First Bank & Trust / First Bank of White 2.01% $25,000 Iowa, Minnesota, Nebraska, North Dakota & South Dakota residents only 1/2012: rate reduced from 2.51%
1/2011: rate reduced from 3.51%
Bank of Fayetteville 2.05% $25,000   12/2010: rate reduced from 2.75%
on or before 1/2012: rate reduced from 2.25%
on or before 3/2011: limit reduced from $50,000
Bank of the Sierra 2.09% $25,000 California residents only up to 2 accounts per household
4/2011: no longer available to WV residents
12/2010: rate reduced from 3.09%
7/2010: rate reduced from 4.09%
First Community Bank (VA) 0.50% $25,000 resident of FL, NC, SC, TN, VA, or WV on or before 5/2011: rate reduced from 1.51%
on or before 3/2011: rate reduced from 3.00%

other site tracking rewards checking accounts:


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