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Best Rates on Certificates of Deposit (federally-insured institutions, terms up to 18 months)

institution term yield link comments
First Command Bank 18 months 1.20% http://www.firstcommandbank.com/personal-banking/first-command-pers-interest-rates.asp  
Melrose Credit Union 12 months 1.15% http://www.melrosecu.org/saverates.asp no membership restrictions
One West Bank 18 months 1.10% https://www.owb.com/Banking/Deposit-Rates/ fka IndyMac bank
call center or branch
Stanford Federal Credit Union 18 months 1.055% https://www.sfcu.org/rates/certificates higher rates over $25k
Ally Bank 18 months 1.04% http://www.ally.com/bank/high-yield-cd/?INTCMPID=SavingsMenu_HYCD_Nav#tabs=rates fka GMAC Bank
Ally Bank 11 months 0.95% http://www.ally.com/certificate-of-deposit/no-penalty-cd/no-penalty-cd-overview.html no penalty CD

Please note the above rates are believed to be accurate at the time of posting, but there are no guarantees. Please see individual institution's web site for minimum deposits and additional details and restrictions.

Other sites tracking CD rates and various banking deals:


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